All opinions, views and comments on this site are made by the site author, unless stated otherwise.  Please contact me first to get written permission, prior to reprinting (in any form) any written pages on this site.  I can be contacted via the Contact page on this site.

From time to time, there maybe other authors invited to write on this site.   The copyright for their blog post or page will remain with them.

The site does accept financial renumeration for advertising, reviews, sponsorship, recommendations and links to other sites.  The site author remains at all times, the site owner and has full editorial contol over all posts. The site author does not accept any inducements to provide a favourable post.

Any information in this site is not intended to be advice or guidance.  It is merely personal opinion and should not be relied upon for any financial, medical, legal or professional purposes.

Any information on this site should not be used, referenced or relied upon as independent legal advice.  


The blog owner remains the copyright owner of any text or pictures published on this site.  Please do not reprint any information on this site, without getting express written permission first.


The photos and images on this site are a mixture of free images, personal images and images from other sites (with image reference).  Please do not copy or use any of the pictures without my prior written consent.

Please refer to wordpress for further information.

 20th April 2017